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February 19th, 2026
Insurance bad faith in injury claims is relatively common. Unfortunately, these actions violate the legal duty of good faith, often leading to increased financial strain and emotional distress for accident victims.
If you experience tactics such as unreasonable delays, lowball settlements, or unjustified denials, you need the help of a savvy Bordas & Bordas personal injury attorney who could intervene on your behalf to resolve the situation. Keep reading to find out what insurance bad faith in injury claims are and why it matters.
Insurance bad faith in injury claims refers to when an adjuster unfairly or unreasonably fails to uphold its duty to you, as the policyholder. They may deny a legitimate claim, withhold settlement payments, or fail to properly investigate a claim. These actions violate the covenant of fair dealing implied in their contract, and this intentional misconduct goes beyond a simple breach.
Insurance companies may use bad faith tactics to maximize profits by delaying, devaluing, or denying valid injury claims. Common strategies include intentionally stalling the process by failing to return calls, frequently changing adjusters, or claiming investigations are still “ongoing” without cause. As your medical bills and other damages start to stack up, they capitalize on an injured person’s financial desperation and may go so far as to offer you a “lowball” settlement. These actions are designed to force victims into accepting less than they deserve.
Other tactics may include misrepresenting the terms of your policy or demanding excessive or irrelevant documentation to further frustrate you, as the claimant. The insurer’s representative could even disregard valid evidence from doctors that supports the severity of injuries and fail to provide a clear, written reason for denying a claim. In the most egregious cases, an insurance company may use high-pressure tactics to intimidate you or threaten to cancel your coverage.
Insurance bad faith in injury claims matters because it violates the legal duty of insurers to act fairly, often causing victims, like you, severe financial and emotional distress. When you and our law firm team up, together we could hold insurers accountable to help prevent them from using these tactics on another policyholder.
Unfortunately, a lawsuit may be the best way to ensure you receive rightfully owed compensation for medical bills. lost wages, pain, and suffering. Our actions in court could allow you to sue beyond the policy limits, including punitive damages, because your insurance agent acted dishonestly.
If your adjuster has unreasonably denied or delayed your injury claim, it matters. Reach out to Bordas & Bordas right now to learn more about your legal options. We are not afraid to take on the big guys, and we back up this claim.
Our skilled legal team won an $11.8 million settlement from State Farm for an injured party that experienced insurance bad faith. Let us review your bad faith claim with a free consultation at one of our multistate offices near you. Contact our team today to learn more about insurance bad faith in injury claims, what it is, and why it matters.
