Linda Barr v. NCB Management Services and HSBC Bank Nevada, N.A.

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The United States District Court for the Northern District of West Virginia, at Martinsburg, entered an order certifying the following question to this Court:

"Whether a consumer has a private cause of action against a non-creditor debt collector pursuant to the West Virginia Consumer Credit and Protection Act, W.Va. Code ยง 46A-2-122, et seq."